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Making A Funeral Insurance Claim

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There will come a time in your lifetime when you will pass away or will have to cope with the trauma of having a family member pass away. Hopefully, whenever either of those things happens there's a funeral policy to fall back on and all you or your loved ones need to do is make a claim to the insurance company and then go ahead and deal with the funeral service preparations without having to be worried about how to pay for it all. This is a look at what's going to be needed to make a claim.

The first thing which will need to be done is find out who underwrites the funeral service cover policy. This is so that you are able to submit your claim to the best insurance company. It's a good idea to have all your paperwork in one file that everybody knows where to find and also to have copies of all of the documents with a financial advisor or even attorney or even family member. By doing this all that needs to be done is to have somebody open the file and have a look at exactly what funeral service cover policies are available. For more information on insurance and income go to https://www.instantlife.co.za.

Once you have figured out who to submit the actual claim to you have to get a copy of the death certification. You will have to send this to the insurance provider along with every other documentation they require. This might include things like the policy number and certain other policy paperwork that should be in the file that you have. If you're not certain what you need to send to make a claim you should simply get in touch with the insurance company and ask them what they need you to send them.

As soon as that is done, you should only have to wait a couple of days to receive the payout. The typical waiting period is about 2 days. This really is out of consideration for your loved ones and a realisation of the want to get on with the actual grieving process that follows the loss of a family member.

The entire claims procedure with a funeral policy is designed to be as basic and pain-free as possible for those who are left behind. Even though insurance companies in many cases are seen as being ruthless as well as unscrupulous in relation to filling the claims that they are supposed to fill, they do really care about the man on the street and don't want to cause much more suffering than they need to. The only real reason why they do the investigations that they do is to protect themselves from dishonest individuals who would like to make a quick buck from fraudulent claims.

You should be capable of seeing that making a claim on a funeral policy is really rather simple. All you need to do is know who to make the actual claim from and what documents to send to the relevant insurance provider. It shouldn't take long to complete all of that and it'll definitely be well worth the effort because it will remove the stress of having to finance a funeral service.


Posted Oct 26, 2012 at 7:33am