Stuffed to become a victim of identity theft. It is no exaggeration to convey that your life might be ruined, temporarily at least, by the illegal use of your personal information. As the economy continues to deteriorate, it really is inevitable that more and more people will turn to some kind of criminal activity, and one from the easiest ways to do this is to steal someone else's identity. If an identity thief gains access to your credit card numbers, ss number, or bank account number, they may use these apply for charge cards or loans inside your name. Payday loans, charging exorbitant rates, can be taken out in your name as well. Though it may be possible to straighten out this fraud, some time and money involved, not to mention the emotional stress attendant on looking to reclaim your life.
Although LifeLock is considered a leader in the identity protection industry, Identity Guard Total Protection may also offer you a strong protection against id theft. Undoubtedly one of the biggest advantages to Identity Guard Total Protection would be the fact the 3 main credit reporting bureaus will be monitored each day to see whether there's been any activity on your account. You'll have access, on an unlimited basis, for your credit scores, which is not offered with LifeLock.
In addition to the usual features provided by LifeLock and most other identity protection companies, such as help with a stolen or lost wallet or purse, Identity Guard Total Protection includes a high-tech program designed to provide security for your computer. All of us make an online search on an almost daily basis, and there are many illegal programs meant to steal information right at your computer, without your even knowing it. Identity Guard Total Protection provides software which will protect your computer in several ways - Zone Alarm firewall emerges as a first distinctive line of defense, but you will also receive programs that will protect you from virus infiltration and spyware.
Keyloggers obtain names, addresses, charge card numbers, etc. by stealing these once you type them onto a website. This can happen with completely legitimate websites, the keyloggers can take this information because it travels between you and your site you are visiting. Identity Guard Total Protection gives you software to help preclude this from happening in the first place. Your keystrokes will likely be encrypted every time you make use of computer.
identity guard reviews
Another nice feature of Identity Guard Total Protection will be the Mobile Lockbox that comes with the subscription. This is the safe and secure spot to store your own personal and financial data, and you'll retrieve any of this information not only from your computer, but in addition from your mobile phone or PDA.
A big difference between LifeLock and Identity Guard Total Protection will be the difference in handling id theft once it does occur. Although Identity Guard Total Protection is most likely ahead of LifeLock in preventing and also the fast detection of identity fraud, LifeLock is superior in terms it handles the theft. Both services support their guarantee having a $1,000,000 fund to deliver investigators and lawyers, but Identity Guard Total Protection will not do the recovery work itself - that will be up to you. You will be reimburses by Identity Guard for the expenses. LifeLock does actively help with the recovery of your identity. LifeLock, on the other hand, can do the actual hiring of execs needed to recover your identity.