With gas prices continuously on the rise, many jokes abound about financing your gas purchases, but having a Shell gas credit card isn't a bad idea. Actually, a Shell gas bank card may be a wonderful way to pay for your gas while saving cash concurrently. It's only a matter of learning how to handle your gas credit cards wisely.Shell Credit Card
Listed here are four tips that will help you get the most from your Shell gas bank card and every one of the gas credit cards in your wallet.shell Credit Card Payment
1. Be aware of the Perks
The biggest mistake you can make with your Shell gas bank card is to not understand fully the perks. Not every Shell credit cards are the same. Some offer cash back on gas purchases while others don't, some will offer cash back on travel-related purchases as well as others won't.
If you're wanting to get cash back on your own gas purchases (which most individuals are nowadays) you'll want the Shell MasterCard from Citi Cards. This card gets you 5-percent cash back on your gas purchases. The other Shell charge cards do not.
You might be surprised if you think 5-percent doesn't really add up to much. Personally, i drive a Suburban. No, I'm not an enemy in the environment... I have a sizable family and drive in places that 4-wheel drive is essential.
It requires me about $120 to fill up my tank at this time, so my 5-percent rebate saves me about six bucks a tank. A full tank lasts me a couple of weeks. During the period of annually, that 5-percent discount helps you to save me more than $150.
2. More Than One
If you travel a lot, you might want to consider carrying more than one Shell gas credit card. Should you carry the Shell MasterCard from Citi Cards and the Shell Select Member Card, you may use the MasterCard for the gas purchases, earning 5-percent cash back, and your Shell Select Member Card to book your hotel rooms, earning as much as 10-percent cash back.
3. Don't Have a Balance
All jokes about financing your gas purchases aside, you truly don't desire to possess a balance on the Shell gas bank card. Gas credit cards hold a higher interest rate than other credit cards and the Shell gas credit card is no exception, as a general rule. If you carry a balance on the card, depending on which Shell gas credit card you opt for, you may pay anywhere from 16-percent to 23-percent interest.
4. Still Go Shopping For The Bargains
Even if you do have a Shell gas credit card, make sure that you analyze gas prices before heading to the pump. Just because you have access to a Shell gas credit card doesn't mean you should buy your gas at the Shell gas station if you can get it cheaper elsewhere.
Let's say gas ABC Gas Station is down the street from Shell and is charging $3.00 a gallon for gas. Shell, alternatively, is charging $3.19. Despite your 5-percent cash back discount (if you're making use of the Shell MasterCard) you'd be much better off obtaining the gas at the service station across the street.
With gas prices at ridiculously high costs, smart consumers do everything they could to lower their fuel costs. Not just is really a Shell gas credit card convenient, enabling you to pay on the pump and simply manage your gas expenses, additionally, it may help you save a large amount of money over the course of the year.