You've probably heard of a Car Service Plan before, but do you know exactly what a Service Plan is and how it can benefit you? Lacking the knowledge of what it is, it can sound similar to a luxury, but nothing could be further from the truth. If you want to spend a modest amount of money every month (we're talking approximately R150) and be covered for your car servicing needs in the foreseeable future, we suggest you keep reading.
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What is a Car Service Plan?
To begin with, let's talk about what exactly, a Car Service Plan is. Basically, it's actually a plan that will buy the regular services of one's car. The exact elements of the service which it covers will be stipulated from your car manufacturer, as most service providers of these plans will stick to what is recommended with the manufacturer. Parts, fluids and labour include the general elements that are covered. The plan can run over a particular time frame, or based on a certain amount of kilometres driven. Whenever your car is due for the service, the elements stipulated is going to be covered, no hassles.
Of course, there are limits: in case you bring your car in the service centre in pieces, your plan won't cover it. Major mechanical damage and electrical faults defintely won't be covered, but this is standard with all service plans. In the event you took your car to get a service and they fixed all mechanical and electrical damage included in the service, mechanics would go out of business, and so would service centres!
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What are the benefits of a Car Service Plan?
As you've probably guessed, you'll find quite a few benefits to taking out a Service Plan.
First of all, the biggest benefit: you will need never worry about inflation increasing the costs of your services. Without a service plan, every time you take your car in, the buying price of a regular service will have increased to compensate for inflation. Which has a Car Service Plan, no. You pay a fixed instalment every month throughout your subscription on the plan. This also helps save money over time. So, a bit instalment every month is it takes to ensure that your car is serviced, and you also get to avoid pesky inflation price increases. You can budget your car-care with professionals.
Secondly, you know that you'll get a return on investment. Take Auto insurance for example. Car owners remove insurance for the possibility of an accident or car damage. No-one knows whether will have to claim from insurance at some stage, nevertheless the risk of not having this type of cover is too great to adopt, so people do not mind parting with sums of greenbacks they may never go to a return on. Which has a Car Service Plan, you know that your car will need servicing regularly. Whatever premium you pay, you know you're going to get coming back on the monthly instalments because you will be claiming regularly for services.
Third but not least, your car will run every one of the better for regular servicing. Many of us have done it - procrastinated on the service and put it off until there is money available. As the car sits un-serviced however in use, the wear and tear that has formed in the mechanics starts to degrade your car even further, and more quickly. Eventually, if you have a service, the cost of repairing the injury done by the wear and tear build-up could be expensive. If you get your car or truck serviced when it is allowed to be, the car won't are afflicted by existing damage decreasing its performance. The automobile will also last longer and turn into far easier to sell, mainly because it will have a complete service history suitable for you by your supplier.